Terms and Conditions

PART A – SALES BY EUROPEAN LUXURY TRADE SRL

European Luxury Trade SRL / MyAntwerpDiamonds.com
Last updated: 18/02/2026

1. COMPANY INFORMATION
This website is operated by:
European Luxury Trade SRL
Chateau de Walzin 7
1180 Brussels, Belgium
Company Registration Number: BE 0784.784.636
VAT Number: BE 0784.784.636

Operations Office:
Schupstraat 9–11
2018 Antwerp, Belgium

Email: support@myantwerpdiamonds.com

Throughout these Terms, “Company”, “we”, “us”, or “our” refers to European Luxury Trade SRL.

2. ACCEPTANCE OF TERMS
By accessing this website or placing an order, you confirm that you have read, understood, and agree to be bound by these Terms and Conditions. We reserve the right to modify these Terms at any time. Updated Terms take effect upon publication on this website.

3. PRODUCTS AND SERVICES
We offer the following:
Preset Jewelry Collection
Create Your Own Jewelry Application
Custom Manufactured Jewelry Service

All jewelry is made to order and manufactured specifically following customer confirmation.
Diamonds and gemstones are sold exclusively as part of a finished jewelry product. Loose stones are not sold independently via this website.

4. ORDERS AND CONTRACT FORMATION
All purchases are subject to final approval by the Company.
A legally binding sales contract is formed only when:
• Full payment has been received and
• The Company confirms order acceptance in writing (including email confirmation).
We reserve the right to refuse or cancel orders in case of:
Pricing errors
Technical errors
Administrative and legal issues
Product unavailability
Suspected fraud
In such cases, a full refund will be issued.

5. PRICING AND VAT
Prices are displayed in EUR unless otherwise stated.

VAT
For customers within the European Union, VAT is applied in accordance with applicable EU VAT regulations and may be charged at the rate applicable in the destination country under the One Stop Shop (OSS) regime.
Customers outside the European Union are not charged EU VAT. Import duties and local taxes may apply in the destination country and are the responsibility of the buyer.
VAT treatment may vary depending on shipping destination and applicable tax laws.

6. PAYMENT METHODS
We accept the following payment methods:

Bank Transfer
No processing fee applies.
Bank Details:
European Luxury Trade SRL
KBC Bank
IBAN: BE56 7350 6020 8288
SWIFT: KREDBEBB
Orders proceed to production only after cleared funds are received in our bank account.

Credit Card Payments
We accept major credit cards for transactions up to a maximum amount of €2,500 (including VAT) per order. 2.5% credit card processing fee will be added to the total transaction amount. Credit card payments are securely processed by Paysafe.
We reserve the right to:
Request additional identity verification for credit card transactions,
Refuse or cancel transactions suspected of fraud or chargeback risk,
Require bank transfer payment for higher-value orders.
Orders paid by credit card will proceed to production only after successful payment authorization and fraud verification.

7. PRODUCTION AND DELIVERY
Delivery Options
Delivery times apply after completion of production.

Orders above €2,500 (excl. VAT)
• Express insured courier delivery within 1–3 working days
• Shipping: Free of charge

Orders below €2,500 (excl. VAT)
Option 1 – Express Priority Shipping
• Delivery within 1–3 working days
• Shipping fee: €40

Option 2 – Standard Insured Shipping
• Delivery within 5–20 working days
• Shipping: Free of charge

Delivery times are estimates and not guaranteed. Delays caused by third-party couriers or circumstances beyond our control do not give rise to cancellation or compensation rights, unless required by mandatory law.

8. SHIPPING AND INSURANCE
All shipments are fully insured during transit.
Risk of loss or damage transfers to the customer upon physical delivery of the goods to the customer or to a third party designated by the customer, in accordance with applicable consumer protection law.
Customers must inspect the goods immediately upon receipt. Any visible damage to the packaging or product must be reported to the courier at the time of delivery and notified to the Company in writing without undue delay.
Failure to report visible transport damage promptly may affect the ability to pursue a claim with the shipping carrier.

9. RIGHT OF WITHDRAWAL (EU CONSUMERS)
Under EU consumer law, consumers purchasing online generally have a 14-day right of withdrawal.
However, pursuant to Article VI.53 of the Belgian Code of Economic Law and applicable EU Directive 2011/83/EU, the right of withdrawal does not apply to goods that are:
• Custom-made
• Personalized
• Manufactured according to the customer’s specifications

As the majority of jewelry sold by the Company is made to order or manufactured according to customer specifications, the statutory 14-day withdrawal right does not apply to such products.
Certain non-customized products may qualify for the 14-day withdrawal right. Customers may contact us prior to purchase to confirm whether a specific product qualifies for the statutory withdrawal right.
Where the statutory withdrawal right applies, the customer must notify the Company in writing within 14 days from delivery of the product.

10. COMMERCIAL RETURN POLICY
Notwithstanding the provisions above regarding the statutory right of withdrawal, the Company voluntarily offers a 14-day commercial return option subject to the following conditions:
• The return request must be submitted in writing within 14 days of delivery.
• A partial refund between 25% and 90% of the purchase price may apply.
• The applicable refund percentage is determined at the Company’s discretion based on manufacturing complexity, customization level, and the size and type of diamonds or gemstones used.
• All returns must be authorized in advance. Customers must contact the Company prior to shipping any item. Unauthorized returns may be refused.
• Return shipping, insurance, and any related costs are the responsibility of the customer.

Refunds are processed only after inspection and confirmation that the item is returned in its original condition.
This commercial return policy does not affect mandatory statutory rights relating to defective or non-conforming goods.

11. WARRANTY, STONE LOSS POLICY AND AFTER-SALES SERVICE
We provide a two-year legal warranty covering proven manufacturing defects in workmanship under normal use. If a manufacturing defect is confirmed, our obligation is limited to repairing the item where reasonably possible. If repair is not feasible, we may, at our discretion, offer an appropriate alternative remedy in accordance with applicable law.

Stone Loss Policy
Diamonds and gemstones are natural materials that are set by hand. Over time, settings may be affected by impact, wear and tear, accidental damage, or other external forces beyond our control. We do not replace diamonds or gemstones that are lost after delivery, regardless of the cause of the loss. 
If a manufacturing defect in the setting is confirmed, our obligation is strictly limited to repairing the setting where reasonably possible. Replacement of lost diamonds or gemstones is not included under our warranty.
Loss of diamonds or gemstones due to impact, accidental damage, wear and tear, improper handling, or lack of maintenance is not covered.

Insurance Recommendation
Customers are strongly advised to insure their jewelry immediately upon receipt.
An invoice including a detailed description of the item is provided with delivery. A valuation document can also be provided upon request for insurance purposes. Insurance companies may apply their own valuation methods and criteria when determining coverage.
Insurance coverage is the sole protection against financial loss resulting from missing stones after delivery.

12. LIMITATION OF LIABILITY
To the maximum extent permitted by law:
• The Company’s liability is limited to the purchase price of the product.
• We are not liable for indirect, incidental, or consequential damages.
• We are not liable for delays caused by third parties, couriers, or force majeure events.
• Nothing in these Terms limits liability where prohibited by law.

13. FORCE MAJEURE
We shall not be liable for failure or delay in performance caused by events beyond our reasonable control, including but not limited to:
• Natural disasters
• Supply chain disruptions
• Government restrictions
• Transport interruptions
• Labor disputes

14. INTELLECTUAL PROPERTY
All website content, including:
• Designs
• Images
• Text
• Logos
• Graphics
is the property of European Luxury Trade SRL and may not be reproduced without written permission.

15. ANTI-MONEY LAUNDERING (AML)
Given the high-value nature of our products, we reserve the right to:
• Request identity verification
• Refuse suspicious transactions
• Comply with applicable Belgian and EU AML regulations

16. GOVERNING LAW AND JURISDICTION
These Terms and Conditions are governed by Belgian law.
Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Brussels, Belgium, without prejudice to mandatory consumer protection rights applicable under EU law.

PART B – PRIVATE MARKETPLACE

17. SCOPE OF APPLICATION
This Part B applies exclusively to items listed in the Private Marketplace section of the website (the “Marketplace”).
Marketplace transactions differ from Company Sales described in Part A. For Marketplace transactions, European Luxury Trade SRL acts solely as an intermediary and escrow service provider between a private seller (“Seller”) and a buyer (“Buyer”). The provisions of Part A do not apply to Marketplace transactions unless expressly stated.

18. ROLE OF THE COMPANY
For Marketplace transactions:
• The Company does not own the listed item.
• The Company does not purchase or resell the item.
• The Company does not become a party to the sales contract between Buyer and Seller.
• The sales contract is concluded directly between Buyer and Seller.
• The Company acts solely as disclosed agent, escrow service provider, and authentication service provider.
• The Company does not guarantee the Seller’s legal capacity, title, or authority beyond reasonable verification procedures.

19. IDENTIFICATION OF SELLER
Marketplace listings are clearly marked as:
“Sold by Private Seller – Seller ID [Country/Code]”
The full identity and contact details of the Seller will be provided to the Buyer upon conclusion of the transaction.

20. ESCROW AND CONDITIONAL PAYMENT SYSTEM
20.1 Receipt of Funds
All purchase funds are received by the Company in the name and for the account of the Seller. Payment made by the Buyer to the Company constitutes conditional payment to the Seller, subject to completion of the inspection and authentication process described below.
• Funds received in connection with Marketplace transactions are held temporarily as third-party funds and do not constitute revenue of the Company, except for commission and service fees. The Company does not at any time acquire legal or beneficial ownership of the purchase funds, except with respect to its commission and service fees.

20.2 Holding of Funds Pending Inspection
The Company operates a conditional escrow system. Purchase funds are held pending:
• Receipt of the item at an authentication hub;
• Verification that the item corresponds substantially to the Seller’s description;
• Authentication of the item, where applicable.

During this period:
• The Company does not acquire ownership of the item.
• The Company does not act as seller.

20.3 Release of Funds
If the item corresponds substantially to the Seller’s description and passes authentication: 
The Buyer is notified (if additional payment is required);
The item is released to the Buyer;
and The purchase price is transferred to the Seller, minus applicable commission and service fees.

If the item materially differs from the description or fails authentication, the Company may suspend or cancel the transaction in accordance with platform rules.

21. AUTHENTICATION AND VALUE-ADDED SERVICES
The Company may provide additional services, including but not limited to:
• Authentication and inspection;
• Certification through recognized grading laboratories;
• Cleaning and polishing;
• Watch servicing;
• Design or modification services.
These services are independent of the sales contract between Buyer and Seller and are supplied by the Company directly.
All such services are subject to applicable Belgian VAT.

21.1  Authentication Disclaimer
The Company’s inspection and authentication process is limited to a reasonable professional examination based on industry standards at the time of inspection and does not constitute a comprehensive guarantee of future performance, condition, or market value.
All inspections of diamonds and gemstones are conducted by certified diamond graders and graduate gemmologists, and watch inspections are performed by qualified horology professionals where applicable.
Authentication reflects a professional opinion based on available information and examination at the time of inspection and does not constitute a lifetime guarantee.

22. VAT TREATMENT
Private Sellers are not VAT-registered businesses and do not charge VAT on the sale of personal goods.
The Company:
Does not charge VAT on the sale price of Marketplace items;
Charges Belgian VAT on its commission, escrow fees, authentication services, subscriptions, and any additional services provided.
VAT provisions in Part A apply exclusively to Company Sales.

23. RETURNS AND DISPUTES (MARKETPLACE)
The statutory and commercial return policies described in Part A do not apply to Marketplace transactions.
Marketplace sales are final once:
The item has passed inspection and authentication; and
The Buyer confirms receipt.
Returns are accepted only in cases where:
The item is proven inauthentic;
The item materially differs from the Seller’s description;
The item was damaged in transit and such damage was not disclosed.
In case of dispute, the item may be returned to the Company for re-inspection. If the dispute is validated, the Buyer will receive a refund. If the dispute is rejected, the item will be returned to the Buyer at the Buyer’s expense.

24. LIMITATION OF LIABILITY (MARKETPLACE)
The Company’s liability in Marketplace transactions is limited to its role as intermediary, escrow service provider, and authentication service provider.

The Company does not assume statutory seller obligations in Marketplace transactions. To the maximum extent permitted by law, liability is limited to the amount of commission or service fees received by the Company in connection with the transaction.

25. LOOSE DIAMONDS – REGULATED TRANSACTIONS
25.1 Scope
This Section applies exclusively to Marketplace listings consisting of loose diamonds (“Loose Diamond Transactions”).
Loose Diamond Transactions are subject to Belgian diamond trade regulations and are handled through a licensed Belgian diamond trader.
25.2 Role of David Liser Diamonds
For Loose Diamond Transactions, escrow, intake, authentication, and sector compliance services are operated by:
David Liser Diamonds, a registered Belgian diamond trading company.
David Liser Diamonds acts as:
• Regulated diamond intake authority
• Escrow operator
• Authentication provider
• AML and sector compliance supervisor

David Liser Diamonds does not purchase, resell, or acquire ownership of the diamond displayed in the marketplace unless expressly agreed in writing under a separate contract.

25.3 Formation of Contract
The sales contract for Loose Diamond Transactions is concluded directly between the Seller and the Buyer. 
Neither European Luxury Trade SRL nor David Liser Diamonds becomes a party to the sales contract.
Ownership of the diamond transfers directly from Seller to Buyer upon completion of authentication and release.

25.4 Escrow and Handling of Funds
All purchase funds for Loose Diamond Transactions are paid into the designated bank account of David Liser Diamonds.
Funds are received in the name and for the account of the Seller and are held in escrow pending completion of inspection and authentication.
David Liser Diamonds does not acquire legal or beneficial ownership of the funds, except with respect to agreed service fees.

Funds are released to the Seller only after:
• The diamond has been received and authenticated;
• The diamond corresponds substantially to the Seller’s description;
• Any applicable compliance checks are completed.
If the transaction is cancelled due to material discrepancy or failed authentication, funds are returned to the Buyer in accordance with platform procedures.

25.5 Authentication Process
Loose diamonds are inspected by qualified professionals operating under the supervision of David Liser Diamonds.
Authentication is based on reasonable professional examination in accordance with industry standards at the time of inspection.
Authentication reflects a professional opinion and does not constitute a lifetime guarantee of condition, grading, or market value.

25.6 VAT and Regulatory Compliance
Private Sellers are generally not VAT-registered businesses and do not charge VAT on the sale of personal goods.
Where a Seller is VAT-registered, the Seller remains solely responsible for compliance with applicable VAT obligations.
European Luxury Trade SRL charges VAT on its commission and platform services.
David Liser Diamonds charges VAT on authentication, escrow, and related services where applicable.

25.7 Limitation of Role
For Loose Diamond Transactions:
• European Luxury Trade SRL acts solely as marketplace intermediary.
• David Liser Diamonds acts solely as regulated escrow and authentication provider.
• Neither entity assumes statutory seller obligations.
Liability of European Luxury Trade SRL and David Liser Diamonds is limited to the respective service fees received in connection with the transaction, to the maximum extent permitted by law.

MyAntwerpDiamonds.com /

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